Why We LOVE LOVE HSAs

Why We LOVE LOVE HSAs

By:  Michael Lipsey, CFP®, AIF®  Imagine that you can deposit money into an account that: Gives you a tax deduction May reduce your FICA (Social Security) taxes Grows tax free and may generate tax free distributions Might be set up with money from your employer Can...
2018 Year-End Report: The Bear Emerges

2018 Year-End Report: The Bear Emerges

This was the year the long, seemingly endless bull market came to a crashing halt–and U.S. investors finally, for the first time since 2008, experienced the normal definition of a bear market (down 20% from the S&P 500’s all-time high on September...
Making the Most of a Legacy

Making the Most of a Legacy

By: Kirk Licata, CFP® Seven in ten people who suddenly receive a large sum of money will spend it all within just a few years.1 An inheritance, an employee bonus, lottery winnings – all are typically quickly spent. According to psychologists and behavioral finance...