Why We LOVE LOVE HSAs

Why We LOVE LOVE HSAs

By:  Michael Lipsey, CFP®, AIF®  Imagine that you can deposit money into an account that: Gives you a tax deduction May reduce your FICA (Social Security) taxes Grows tax free and may generate tax free distributions Might be set up with money from your employer Can...
2018 Year-End Report: The Bear Emerges

2018 Year-End Report: The Bear Emerges

This was the year the long, seemingly endless bull market came to a crashing halt–and U.S. investors finally, for the first time since 2008, experienced the normal definition of a bear market (down 20% from the S&P 500’s all-time high on September...
Making the Most of a Legacy

Making the Most of a Legacy

By: Kirk Licata, CFP® Seven in ten people who suddenly receive a large sum of money will spend it all within just a few years.1 An inheritance, an employee bonus, lottery winnings – all are typically quickly spent. According to psychologists and behavioral finance...
Another Spooky October

Another Spooky October

The U.S. stock market suffered through its second correction of the year, and if you’re the kind of person who likes to worry, then October gave you plenty of cause.  When the markets are dropping, the financial media needs to find a narrative.  You hear all sorts of...